What is insurance and what is benefits ?

Hi to all i share one more and most article about insurance like what is insurance? and company what is benefits of life insurance how many type of insurance. so here is only one article about insurance next article upload soon.

What is insurance ?

Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for

money. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer, or insurance carrier, is selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice. many type of insurance so more details in my next article.

What is life insurance ? 

Life Insurance is the key to good financial planning. On one hand, it safeguards your money and on the other, ensures its growth, thus providing you with complete financial well being. Life Insurance

can be termed as an agreement between the policy owner and the insurer, where the insurer for a consideration agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness, critical illness or maturity of the policy.Life insurance plans, unlike mutual funds, are beneficial when you look at them as a long term avenue of investment which also offers protection through life cover. Life insurance policies are broadly categorized into 2 types; Traditional Plans and Unit Linked Insurance Plans (ULIPs).
Traditional policies offer in-built guarantees and define maturity benefits through variety of products such as guaranteed maturity value. The investment risk in traditional life insurance policies is borne by life insurance companies. Additionally, the investment decisions are regulated to a large extent by IRDA of India rules and regulations, ensuring stable returns with minimal risk. Investment income is distributed amongst the policy holders through annual bonus. These policies are ideal for policy holders who are not market savvy and do not wish to take investment risks.
ULIPs, on the other hand provide a combination of risk cover and investment. More importantly they offer a flexibility to decide your risk taking profile.

Many company apply many rules and term condition so my next article is that haw many type of insurance and how does it works , what benefits for insurance so read and comment of you experience and for more please join our blog site . thanks 

*********************************************************************************************************************************************************************Note :  this is only for informational purpose article from internet many website this information is best for our i like this article so i mention this.

Farmer Bharat Ratna APJ Abdul Kalam died on Monday after collapsing during a lecture in Shillong india

Dr. APJ Abdul Kalam :

Hi to all you know that Very sad for death apj abdul kalam please share fast we make some monument pic . i salute our bharat ratna. He died on Date - 27-07-2015 Monday Avul Pakir Jainulabdeen Abdul Kalam full name is missile man, APJ Abdul Kalam was born on 15 October 1931. He was 83. Kalam, who reached Shillong via Guwahati in the morning, collapsed during a lecture at the Indian Institute of Management-Shillong (IIM-S) around 6:30 pm and rushed to the Bethany Hospital there.

Doctors at the hospital said he was brought dead around 7pm. “He had no pulse when he was admitted to the hospital. We can attribute his death to cardiac arrest,” a doctor said.

The hospital authorities, however, refrained from confirming the death until Meghalaya governor V Shanmughanathan and chief secretary PBO Warjri visited the hospital around 8pm.

“The body of the former president will be flown to New Delhi via Guwahati Tuesday morning,” Warjri said.

IIM-S officials said Kalam, who had tweeted in the morning about the function, showed no signs of illness after he reached the Meghalaya capital. “We had a packed house for the lecture on Liveable Planet Earth,” an official said.

Jump to Death - Death. Abdul Kalam passed away at Bethany Hospital, Shillong due to heart failure after having collapsed during a lecture he was giving ...

'Pays Respect' To Former President APJ Abdul Kalam

I think she too has Fake Degrees. APJ Abdul Kalam death news is Shocker. IIN client base is increasing.In the news, Image for the news result, APJ Abdul Kalam Death, you check on YouTube‎

apj abdul kalam death some news channel live broadcast but true ? Former president APJ ...

Former President APJ Abdul Kalam passes away in Shillong at the age of 84 Daily News & Analysis‎, Bharat Ratna Dr APJ Abdul Kalam dies in Shillong, More news for APJ Abdul Kalam Death, APJ Abdul Kalam dead? : india - Reddit

I just saw on News Live TV that Dr. APJ Abdul Kalam died during his visit to Shillong due to cardiac arrest about an hour or so ago.  But nothing.

Dr APJ Abdul Kalam Passes Away: Nation Loses a Bharat ...

Former President APJ Abdul Kalam has passed away in Shillong, The Quint over the phone that Dr Kalam was brought dead to the hospital.

Images for APJ Abdul Kalam DeathReport images, Image result for APJ Abdul Kalam Death, More images for APJ Abdul Kalam Death

Former A P J Abdul Kalam favours abolition of death penalty indianexpress.com › india › india-others

Jul 10, 2015 - Kalam said as President he felt pain in deciding mercy petitions of death row convicts since most of them had 'social and economic bias'.

Flash!! APJ Abdul Kalam Death – India Former President ...

APJ Abul Kalam Died : Former President and Famous Indian Scientist Abdul kalam.Earlier today in a meeting Abdul Kalam Fell down on the Abdul Kalam unwell, Ebola death in India-Five rumours that Abdul Kalam unwell, Ebola death in India-Five rumours that hit the social ... A.P.J. Abdul Kalam our Missile Man is hospitalized from last two ...

'Abdul Kalam dead, long live Abdul Kalam!' - Afternoon DC

› City news

Mar 23, 2011 - Mumbaikars were in a rude shock on Tuesday when false rumours regarding the death of former President A.P.J. Abdul Kalam started ...

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All channel show apj abdul kalam death that how to death you can read on news paper internet and many more. Please comments if you miss our Bharat ratna Dr. APJ Abdul Kalam

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Note : Sory for late updates this is only information for missing our first missile man Dr. apj abdul kalam. please share of you family and friends.

How to check company registered government of india and search companies details

ABOUT PERSONAL KNOWLEDGEABLE INFO FOR CHECKING ABOUT COMPANY :

Hi to all today i share with you how to know you details about any company of the india and how to search any new registration company for your firm or business its very important for every person because you know now a days has many company are doing fraud and after that company going in loss or banned by according government rules or SEBI / CBI checking then companies stop your work so first are need to company or firm registration from GOV. you know that today is very hardly of saving money for every person mostly village former or poor person/ family. he invest money for saving money to interest rate but many private company mostly scam related networks and chain marketing company are going to fraud with us so you need first you invest you money that fully search about these companies so mostly my base is you check all thing about company like Who is director of company and how many director board and how mach capital share of company holder and how many time working these companies. here is more details please see full article. 

ABOUT COMPANY REGISTRATION SEARCH INFORMATION : 

You can search very easily of company registered details and director body capital share and many more . first you have exp. of basic knowledge of internet surfing and you should operate computer or highly mobile function. when company registered than one no. generate from gov of india its name is LLP Name/ CIN no. many company are registered from internet with the help of MINISTRY OF CORPORATE AFFAIRS GOV OF INDIA yes here is all details of company hare is many ACT you can read from website MCA portal is big way to helpful and authorized gov. it is not provide for checking of proprietorship firm. partnership firm can not be obtained  through MCAs website.

How To verify any Company :  if you wanted to know about particular company is genuine register with MCA (Ministry of Corporate Affairs)   so there is validate of all this through MCAs Website . you follow without any charge and know many rule and more acts and many details following this links check the company name real and genuine exists follow search box.

This is MCAs Website

Search By LLP Name : you can check master master data of your company like residential address,  signatory and directors name etc. 

Note : Only LLP (Limited  Liability Partnership) Private Limited Companies and public limited company status can be obtained using MCA website.  

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if my article has helped any way then i would like to happy for share this you can share/like and don't forgot leave comment must Thanking you to all for visiting my blog site. 

Hi friend here is updates very latest news of pacl SC orders Pearls Group’s asset sale to refund investors so now you don't worry for your invest money

The CBI had also registered a case of criminal conspiracy and cheating against Bhangoo along with their several directors of PACL: 

Hi to all here is latest and best news updates about refund order of pacl investor money read all article and after that comments me of your idea.  this news from indian express news updates on 21-7-2015 

For around six crore investors in the country, the wait is finally over for getting their hard-earned money back. The Supreme Court has cleared the decks for a quick sale of all the assets of the Pearls Group’s companies, which owe more than Rs 46,000 crore to at least 5.85 crore investors spread across states like Punjab, Haryana, Rajasthan, and Delhi. More than 10,000 properties of the companies are likely to be sold, besides liquidation of their various cash deposits, for paying back the investors.The money was collected by Nirmal Singh Bhangoo-managed group through its two companies — Pearls Agrotech Corporation Limited (PACL) and Pearls Golden Forest Limited (PGFL), in ponzi schemes under the garb of sale and development of agricultural land. The amount concerned is twice that collected by the Sahara group, which is said to have mobilised Rs 24,000 crore.

Pearls Group, Pearls Group’s companies, Pearls Group investors,  Supreme Court, Business news

RELATED ARTICLE :

pacl Duped by Pearls money pooling scheme, claim 50cbi-tCBI case against two non-Saradha firmsPonzi1Saradha was running ponzi schemes; to face prosecution: SFIOpearl-group_t12 yrs apart, two companies, identical scriptSebi tells PACL to refund over Rs 44,000 crore in three monthsCBI unearths real estate group’s ponzi scheme worth Rs 45,000 crorepaclDuped by Pearls money pooling scheme, claim 50cbi-tCBI case against two non-Saradha firmsPonzi1Saradha was running ponzi schemes; to face prosecution: SFIOpearl-group_t12 yrs apart, two companies, identical scriptSebi tells PACL to refund over Rs 44,000 crore in three monthsCBI unearths real estate group’s ponzi scheme worth Rs 45,000 crorepaclDuped by Pearls money pooling scheme, claim 50cbi-tCBI case against two non-Saradha firmsPonzi1Saradha was running ponzi schemes; to face prosecution: SFIOpearl-group_t12 yrs apart, two companies, identical scriptSebi tells PACL to refund over Rs 44,000 crore in three monthsCBI unearths real estate group’s ponzi scheme worth Rs 45,000 crore

About CBI with Money return of investor order refund

A bench of Justices FMI Kalifulla and Shiva Kirti Singh has constituted a Special Committee, which would ensure sale of the immovable properties as well as liquidation of fixed deposits of the group companies “at the earliest possible time” for making refunds to the investors.

data The Committee, comprising retired high court judges Justices K Ramamoorthy and Eshwar, will be assisted by the Securities and Exchange Board of India (Sebi) and the Central Bureau of Investigation (CBI), and both the agencies shall furnish all the details regarding the properties and cash seized by them during the course of the investigation. In one of its biggest ever crackdown, Sebi had in August last year asked the group to return Rs 46,000 crore to more than 5.85 crore investors while also ordering immediate closure of unauthorised collective investment schemes by PACL. This amount was ordered to be refunded with promised returns, which could make it to a total of more than Rs 50,000 crore.

The CBI had also registered a case of criminal conspiracy and cheating against Bhangoo along with their several directors of PACL, a real estate company, and PGFL.

The inquiries by the agencies were initiated on a previous direction of the Supreme Court, which had directed them to look into “allegations of collections of huge deposits form public at large” by the promoters and directors of the two companies “by running pyramidal schemes under the garb of allotment of agricultural land to depositors.”After Sebi moved the apex court seeking further directions for devising modalities on refunding investors, the bench had asked both the agencies to lay down details of the assets of the companies.

On April 1, the CBI told the court that it attached cash deposits of around Rs 80 crore in February 2014 alone when it had registered the first case. It added that the probe agency had seized papers of 348 properties of PGF and more than 14000 properties of PACL and others.

The court then directed SEBI and CBI to hand over all the requisite documents to the Committee for verification and assessment of the value of such properties which would go up for sale very soon.
For more details please follow this blog and comment me if you have any new updates about pacl.
Thanking you!!

PACL Pearls group of company Message from board in pacl website looking any new news then please comments

About PACL Massage : April, May, Head office barakhamba road new delhi india 

You know that pearls group of company is going to under sebi query so when i search some latest news about of supreme court order results then i found pacl website some matter massages of pacl board comity of new delhi so i think that i share with you for your knowledge. We at PACL are grateful to our patrons for having shown continued faith and trust in our organization. It is only because of your support that we have reached greater heights and are set to realize future goals and milestones. The success story of PACL that many talk of today is not only ours but also of people like you who have invested their time and money in building this company. The journey thus far has been fairly rewarding and enriching;

we have grown from strength to strength and today we are touted as one of the fastest growing real estate companies in India. 

The building blocks to our growth have a strong foundation of trust and transparency. We have before us a clear vision to proceed in our endeavour to delight our customers by providing them best in quality infrastructure and luxury. We have a range of projects coming up in different parts of the country. We are very much focused on our line of business and looking forward to growing together with each one of our people and partners. it is April, may 2014 this is no any comment on new latest news og pacl so i continually search and contact pacl branch in new delhi and gurgaon office if i got any new updates the i first update with you. if you got any new updates then please comment this blogs site and follow this site most and join our blog for new updates. thanking you dear.

PACL is going through difficult problems property developer PACL says will appeal order to refund $8.1 bln

PACL (Pearls Group of companies) is going through difficult problems his customer and agents for not refund party amount Here is old news that about Property dealer here is new delhi news this is old but here is no any process for this. i share latest news of pearls group in all city like New Delhi, South Delhi, North East Delhi, North West Delhi, South East Delhi, South West Delhi, West Delhi, Vasant Vihar, Rajouri Garden, Defence Colony, Saket, Shahdara, dwarka, janakpuri, neharu place, badarpur, noida, chandani chowk, Kanjhawala, Sadar Bazaar, Connaught Place, Preet Vihar, Daryaganj, rajasthan, jaipur, madhyapradesh, indore, bhopal, Bagalkot, Bellary, Belgaum, Bidar, Chamarajnagar, Koppal, Tumkur, Udupi, Vijayapura, Yadgir, gwalior, chambal, jabalpur, narmadapuram, rewa, sagar, dewas, satna, nagda, chhatarpur, vidisha, burhanpur, Murwara (Katni), singrauli, morena, damoh, gujarat, Amreli, Anand, Aravalli, Banaskantha, Palanpur, Bharuch, Bhavnagar, Udaipur, Gandhinagar, Jamnagar, Junagadh, Kutch, Kheda, Mahisagar, Mehsana, Morbi, Narmada, Navsari, Panchmahal, Patan, Porbandar, Sabarkantha, Surendranagar, Tapi, Vyara, Valsad, supplier, wholesaler, distributor, ahmedabad, rajkot, vadodara, bangalore, karnataka, chennai, tamil nadu, bihar, patna, sonipat, panipat, haryana, surat, bombey, siliguri, kolkata, chandigarh, punjab, yamunanagar, ambala, ludhiana, hisar, muradabad, aligarh, visakhapatnam, Vijayawada, Guntur, Nellore, Kurnool, Rajahmundry, Arunachal Pradesh, Itanagar, muradabad, Assam, Dispur, Siwan, Samastipur, Saharsa, Rohtas, Purnia, Nawada, Muzaffarpur, Munger, Madhubani, Lakhisarai, Katihar, Kaimur, Kishanganj, Khagaria, Jehanabad, Jamui, Gopalganj, Gaya, Darbhanga, Buxar, Bhojpur, Jharkhand, Jammu and Kashmir, Himachal Pradesh, Arunachal Pradesh, Assam, Chhattisgarh, Goa, Haryana, Faridabad, Fatehabad, Gurgaon, Kaithal, Karnal, Kurukshetra, Mahendragarh, Mewat, Palwal, Panchkula, Panipat, Rewari, Sirsa, Yamuna Nagar, Kerala, Wayanad, Thrissur, Thiruvananthapuram, Pathanamthitta, Palakkad, Malappuram, Kozhikode, Kottayam, Alappuzha, Ernakulam, Kannur, Idukki, Kasaragod, Kollam,  Manipur, Meghalaya, Mizoram, Nagaland, Dimapur, Kiphire, Kohima, Longleng, Zunheboto, Odisha, Punjab, Rajasthan, Ajmer, Alwar, Banswara, Baran, Barmer, Bharatpur, Bhilwara, Bikaner, Bundi, Chittorgarh, Churu, Dausa, Dholpur, Dungarpur, Hanumangarh, Jaipur, Jaisalmer, Jalor, Jhalawar, Jhunjhunu, Jodhpur, Karauli, Kota, Nagaur, Pali, Pratapgarh, Rajsamand, Sawai Madhopur, Sikar, Sirohi, Sri Ganganagar, Tonk, Udaipur, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh, UP,  Agra, Allahabad, Azamgarh, Bareilly, Basti, Gonda, Faizabad, Gorakhpur, Jhansi, Kanpur, Lucknow, Meerut, Mirzapur, Moradabad, Saharanpur, Varanasi, Uttarakhand, Tripura, West Bengal, Andaman and Nicobar, maharashtra, kolkata, Bengal,  Chandigarh, Dadra and Nagar Haveli, Daman and Diu, Lakshadweep, madurai, karur, tirupur, erode, namakkal, sacem, ooty, National Capital Territory of Delhi, Puducherry, and many more city

Property developer PACL said it would appeal a regulator's order to return at least $8.1 billion to investors in a land-for-funds scheme, as depositors went to the company's New Delhi office to demand their money back.

The Securities and Exchange Board of India (SEBI) on Friday ordered unlisted PACL to refund the money within three months, after ruling that the company's investment schemes had not been registered with the capital markets regulator.

PACL on Monday assured investors that their deposits were safe while saying its scheme - which promised depositors returns on investments in agricultural land - did not have to be registered.

"We assure our customers that their investments are safe and their interests would not be jeopardized," PACL said in a statement

PACL is also being probed by the Central Bureau of Investigation (CBI) for what the country's top crime-fighting agency has described as "an alleged scam" for raising money from millions of investors under the guise of the sale and development of agricultural land.

SEBI in its order on Friday said PACL's land holdings did not cover the amount of money raised from investors. The company denied that on Monday, saying it had "sufficient asset holdings".

Companies such as PACL operate in a regulatory grey area that has developed because almost half of India's more than a billion people do not have access to formal banking. But regulators fear this makes investors vulnerable to unregulated investment schemes.

Last year, Kolkata-based Saradha Group was ordered to return $3.7 billion after running a deposit scheme that went bust.

About a dozen investors and agents gathered at PACL's main office in Delhi as three security officers guarded the entrance.

Vijender Kumar, a 24-year-old in the nursing sector, said he had come from the outskirts of Delhi after reading about PACL in a newspaper since his father had invested 60,000 rupees over five years until 2013.

Kumar said he was forced to take a loan to treat his ailing mother after PACL did not return his deposit last year on maturity even after visiting his local PACL branch 10 times. He said PACL had given a slew of reasons, including blaming regulators for freezing the deposits.

"We feel duped," Kumar said. "This money means a lot for us."

No PACL official was available to answer Reuters queries in the Delhi office.

($1 = 60.5650 Indian rupees)

you can read any language of this blog with the help of google translator like pacl news in hindi, marathi, tamil, and bengali gujarati, and many more.

I look information in google search this Reporting by himank sharma in mumbai 

Pacl Top News Updates Pearls group of company customer fund safe or CBI News

The Securities and Exchange Board of India has ordered PACL, formerly called Pearl Agrotech Corporation, and its promoters to refund over Rs 44,376 crore that it collected until March 2012 through collective investment schemes (CIS).

This is the biggest crackdown by Sebi on an entity in monetary terms. PACL has three months to comply with the order. The regulator has said that it would take steps to register a civil/criminal case in case of non-compliance.

“PACL Limited, its promoters and directors, shall wind up all the existing Collective Investment Schemes of PACL Limited and refund the monies collected by the said company under its schemes with returns which are due to its investors… within a period of three months,” said the Sebi order passed by its whole-time member Prashant Saran.

Armed with the new powers conferred upon it under the new Sebi Bill, the order further said, “Sebi shall also initiate attachment and recovery proceedings under the Sebi Act.”

In a statement on Friday, PACL said that it will approach the Securities Appellate Tribunal against the directive of the capital markets regulator. “Sebi has unfortunately failed to recognise the submissions of the company that it can’t be treated like a CIS. The company would now appeal this order before the Securities Appellate Tribunal,” PACL said.

“PACL limited, in its submission to the Sebi bench had submitted that it is not running a CIS,” the statement added.

Sebi has been pursuing the case for almost 17 years and its probe spanned various locations including Delhi, Mumbai and Rajasthan.

The case against PACL and its promoters and directors including Tarlochan Singh, Sukhdev Singh, Gurmeet Singh and Subrata Bhattacharya, dates back to 1997, when Sebi first alleged that the company was running a CIS without its permission.

It found that the company was running a land purchase scheme where it was collecting money from investors to buy land. PACL moved the Rajasthan High Court, which in an order on November 28, 2003, held that the schemes of were not CIS and quashed two letters Sebi sent in 1999.

Sebi appealed to the Supreme Court against the order. The apex court on February 26, 2013, set aside the high court order, paving the way for Sebi to pursue the case, which has resulted in Friday’s order.

PACL had claimed to Sebi that it got its revenue from the sale of land, flats, commercial space etc and had other business activities such as sale of farm produce.

The Sebi probe, however, established that until March 2012, the company had received a total customer advance of Rs 44,736 crore under two land-linked plans and had also paid commissions of Rs 7,893 crore to its agents.

Sebi also found out that while PACL had 4.63 crore customers until March 2014 and the amount outstanding against them stood at Rs 29,420 crore, the value of total lands with the company at that point was only Rs 11,707 crore.

- See more at: http://indianexpress.com/article/business/business-others/sebi-tells-pacl-to-refund-over-r44k-crore-in-three-months/#sthash.1pzY9sUs.dpuf